GSK STOCKMANN

Dr. Timo Bernau is an Equity Partner at law firm GSK Stockmann in Munich, with over 15 years of extensive experience in the banking and finance sector. His expertise primarily lies in banking supervision, capital market regulation, and insurance law.
He provides guidance to both domestic and international banks, financial institutions, Fintechs, insurance companies, as well as funds and asset management companies, assisting them with all aspects of regulatory compliance and helping shape their services and products. Notably, he specializes in supporting financial innovations.
Dr. Bernau regularly gives lectures in the area of banking and insurance regulatory law and has published numerous articles on these subjects.

Andreas Heinzmann is a partner within the capital markets and banking group in the Luxembourg office of GSK Stockmann. He specialises in securities law, capital markets regulation and international banking work. Andreas Heinzmann advises clients on the issue of debt and equity securities (including stock exchange listings), securitisations, high yield bonds, repackagings, structured products and derivatives as well as syndicated lending, leveraged finance and debt restructuring. He publishes regularly in this field of expertise.

Dr. Martin Freytag is an associate at GSK Stockmann in Munich. He specializes advising banks, financial service providers, investment fund managers and institutional investors on financial and insurance regulatory issues; setting-up and structuring of financial instruments such as investment funds, securitisations, bonds, structured finance and mezzanine financing; capital market and stock exchange law as well as advising on electronic payment services. He is admitted to the Bar in Germany (2022) and speaks German, English and French. He is a member of the Bankrechtliche Vereinigung – Wissenschaftliche Gesellschaft für Bankrecht e.V. and publishes regularly.